Since RESOLUTION Nº 4.697 of the Central Bank, in 2018, legal entities of all sizes can open digital accounts . To have transparency and lower maintenance costs, entrepreneurs are looking for the best corporate account with no annual fee on the market.
However, with so many options available, this choice can be challenging. The secret is to opt for practical, intuitive digital solutions without surprise administrative fees.
Therefore, to open a business account without an annual fee and ensure you make the right choice, you need to know which criteria should be evaluated. Continue reading to find out what they are and, thus, make a more assertive decision.
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How does a PJ account without an annual fee work?
A no-annual-fee PJ account is an account russia whatsapp number data for companies, but without charging a fixed monthly or annual fee for its use.
They are generally offered by digital banks and Fintechs , which stand out for their more agile and simplified processes compared to traditional banks.
Asaas, for example, is a Fintech that offers solutions to automate companies’ bureaucratic financial activities. In the Asaas PJ account , there is no annual fee or abusive fees.
With this type of account, you can carry out the main financial transactions , such as transfers, issuing charges and paying bills, without the additional maintenance cost .
Even without a monthly fee, these accounts usually offer a range of practical and effective features, ideal for those looking to save money when managing their business. However, it is worth noting that it is common to have possible fees for specific services , such as issuing invoices and bills.
However, these additional resources vary depending on the institution and are usually affordable for the business , keeping the cost-benefit attractive.
What are the advantages of a PJ account without an annual fee?
By opening a business account with no analysis of charging model fee, companies of all sizes can optimize their financial management without having to worry about fixed fees . This way, there is more flexibility in controlling expenses, since only some specific services are charged – and paid for upon use.
In addition to savings, the practicality of the processes makes day-to-day financial operations easier, making them more agile. Check out the other benefits below, which make this option a smart choice for your business:
- Reduced operating costs: the absence of a fixed monthly or annual fee reduces the company’s operating costs. This benefit especially appeals to companies looking to maximize their profits;
- Simplified financial processes: there is less bureaucracy in opening and managing a business account . This means you can focus on growing your business without wasting time in queues and lengthy procedures;
- Essential financial services at no cost: even without an annual fee, these accounts offer essential basic services, such as transfers, payments and issuing invoices, with no hidden fees;
- Transparency in account fees: fees for specific services are clear and applied only when necessary, ensuring more predictable financial management;
- Flexible access to financial services: many accounts with no annual fee allow access to services at any time and from anywhere, directly from your cell phone or computer.
How to choose the best account for legal entities without annual fees?
Choosing the best account for a legal entity europe email far beyond simply seeking exemption from bank fees. This is a strategic choice that can directly impact the company’s operations and financial health.
With so many options on the market, it is crucial to understand which aspects to consider in order to make an assertive decision. After all, a corporate account is not just a means of moving money, but an essential tool for managing a business.