Receiving payments by credit card online is essential for those who work with online sales . This is because credit card purchases are very common and offer convenience to customers.
In the first half of 2024, credit card purchases totaled around R$2 trillion, the highest value per semester ever recorded , according to data from Abecs (Brazilian Association of Credit Card and Services Companies).
In addition to the possibility of scheduling payments for the best date and paying. For purchases in higher installments , customers also feel more secure when purchasing from a store for the first time.
In this content we teach you how to receive payment by credit card online . Keep reading!
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How important is it to accept credit card payments?
Even though the option of receiving spain whatsapp number data by credit card online has higher fees than receiving payment by debit card , for example, it is an easier and more accessible method for the customer.
The convenience of making purchases in installments and postponing payment until the invoice due date increases consumption, in addition to generating greater revenue, offsetting operator fees.
A survey on payment trends for 2024 conducted by E-commerce Brasil shows that 70% of cart abandonments occur after entering the payment flow. To understand more about how this payment method can benefit your business, follow the next lines:
Lower risk of default when receiving payment by credit card
It is common for customers to close a presence of viruses on the computer using a bank slip and not pay. Therefore, it is necessary to offer more than one payment method .
This is one of the main advantages of a credit card, as it facilitates the purchasing process, even allowing the storage of information for repurchases.
After that, the entire process is handled by the card administrator , who will make the transfers to your company within the specified period. However, payment by credit card guarantees that you will receive the amount even if the customer does not pay the invoice.
According to the Central Bank , the company that grants the card must be responsible for all bills . Therefore, there is no risk of not receiving the amounts paid by the consumer using the credit.
Greater security when charging via credit card online
Receiving payments by credit card is europe email for the company, which will receive the amounts, regardless of payment by the customer.
The safest method for the customer, the credit card payment system offers encryption and does not store personal and sensitive card data.
Additionally, some banks offer the possibility of issuing a digital credit card just for a specific purchase.